Capital One is one of the most popular banks in the United States, but that can make it difficult to find a good credit card. With so many options available, how do you know which one is right for your needs? Well, we've got you covered! We've compiled all 10 Capital One credit cards into this one guide so that you can easily choose which card best fits your needs and budget.
1. Capital One® Venture® Rewards Credit Card
The Capital One® Venture® Rewards Credit Card is one of the best rewards cards on the market. It offers a great sign-up bonus, but it also has no annual fee and gives you 3% back on all your purchases, which makes it even better for those who want to earn rewards on every day purchases.
The card doesn't charge foreign transaction fees and comes with some travel rewards too. That means you can use this card anywhere in the world—even if there's no cash back option or travel credit included with it!
2. Capital One® Quicksilver® Cash Rewards Credit Card
The Capital One® Quicksilver® Cash Rewards Credit Card is a great option if you're looking to earn cash back rewards on your purchases. It has no annual fee, and it offers 1.5% cash back on all purchases—including gas stations and restaurants—as well as 0% intro APR for 12 months on purchases and balance transfers. You can also earn unlimited 1% cash back on all other eligible purchases with this card!
If you don't want to pay any fees or interest charges during the introductory period, be sure that your account is open and in good standing at all times when making payments or paying down balances from another credit card before applying for this one: otherwise the terms won't apply (and could result in higher interest rates).
3. Capital One® SavorOne℠ Cash Rewards Credit Card
This card offers a 0% intro APR on purchases and balance transfers for 15 months, then the variable APR of 12.99%, 15.99% and 19.99%. Cash back rewards don't expire as long as your account is open.
The SavorOne℠ Cash Rewards Credit Card earns 1.5% cash back on every purchase (1% cash back at grocery stores and wholesale clubs). You can also redeem your rewards for statement credits or gift cards to Amazon, Target and Walmart—and there's no annual fee!
4. Capital One® VentureOne® Rewards Credit Card
The Capital One® VentureOne® Rewards Credit Card is a great card for those who travel frequently. It offers a bonus of 20,000 miles after spending $1,000 in the first 3 months (this can be redeemed for $200 worth of travel expenses). In addition to this bonus, you'll earn 2x miles on all purchases — including gas stations and restaurants — even if they're made with your credit card. All this adds up to a very generous redemption rate at 1.25x miles per dollar spent on all purchases!
There are no annual fees with this card; however, there's an annual fee associated with using it abroad: 2% of each transaction made outside U.S., Canada and Puerto Rico; 3% if used overseas as well as online transactions (transactions made through third parties such as Airbnb); 5% outside U.S., Canada and Puerto Rico; 6% if used overseas as well as online transactions (transactions made through third parties such as Airbnb).
5. Capital One® Spark® Miles for Business
If you’re a small business owner or frequent traveler, the Capital One® Spark® Miles for Business is a great choice. This card earns 2x miles on travel and 1x mile on everything else, allowing you to earn more rewards in your wallet without having to pay an annual fee.
The best thing about this card is that it has no foreign transaction fees and allows users to redeem miles for travel at any time—with no blackout dates or restrictions. You can also use your miles toward the purchase of eligible purchases like hotels and rental cars through American Express Travel (formerly known as Amex Travel Services).
6. Capital One® Spark® Cash for Business
The Spark® Cash for Business card offers no annual fee, but does charge a low introductory APR of 12.24% to 17.24%. It also has a low credit line limit of $3,000 (the same as the other cards), which can be increased by $1,000 at any time.
The card is ideal for small business owners who want to offer their employees discounts on purchases made on their behalf but don’t want the hassle of managing multiple accounts and submitting paperwork each quarter—just apply online and wait four weeks before your rewards start accruing!
7. Capital One® Spark® Classic for Business
The Capital One® Spark® Classic for Business is a good choice if you run your own business and are looking for a rewards card that will give you a little something extra when it comes to spending. There's no annual fee, so there's no need to worry about paying an upfront fee each year. But what makes the card great is the 1% cash back on all purchases—which means that if you spend $1,000 on groceries at Wal-Mart (or wherever), then they'll pay their part of the bill (1%) plus an additional 1% when they send out their monthly statement. They also offer some other perks like:
No foreign transaction fees
No balance transfer fees
8. Journey Student Rewards from Capital One®
If you're a college student and want to earn some extra cash back, this is the card for you. The Journey Student Rewards from Capital One® card offers 1% cash back on all purchases made with your credit card, which makes it great for gas or grocery stores. Plus, there's no annual fee!
You can get a credit limit of up to $3,000 when opening an account in order to be eligible for this offer. Plus, there are no foreign transaction fees (except when making purchases overseas).
9. Secured Mastercard® from Capital One
Secured cards are not credit cards at all. Instead, they're debit cards that require you to deposit enough money into your account to cover the cost of the purchases you make with your card. Once this happens, the issuer issues a secured card and gives it to you as a gift (or sells it back to them at face value). You then use this as any other debit or prepaid card would be used—no different from using an Amazon gift card or iTunes gift card.
The annual fee for this product is $0 and there's no additional charges for using it abroad or carrying balances over in excess of $1,000. You can apply online or over phone lines anytime between 9 AM to 5 PM EST Monday through Friday; however, do note that those applying after 3 PM ET on weekdays will have their request processed by next business day (and not receive an immediate response). If approved by Capital One’s underwriting department within 48 hours after submitting an application online via its website then consumers should expect notification within two weeks thereafter confirming receipt into their accounts through email address provided during registration process followed by mailing/handling fees being charged depending upon whether mailed directly back at home address located within country where issued originally purchased product was purchased originally bought here first time around when first opened account opened so long ago now gone forever gone forever gone forever gone forever gone forever
10. Platinum Credit Card From Capital One
If you're looking for a credit card with travel rewards and cash back, the Capital One Platinum Credit Card may be right for you. This card offers 2% cash back on all purchases, which is one of the best overall rewards rates available in the market. It also has an excellent 0% introductory APR period that lasts up to 18 months (or six billing cycles), which makes it ideal if you want to pay down debt faster or finance a major purchase like a car or home improvement project. The fact that this card comes with no annual fee makes it well worth considering as well!
If you're looking for the best Capital One card, here's your guide to all of them!
If you're looking for the best Capital One card, here's your guide to all of them!
Capital One Platinum Mastercard®: This is a good choice if you want a rewards credit card that gives you access to exclusive perks and services. You'll get 2X miles per dollar spent on every purchase, plus 10% back as an annual bonus on all purchases. The card also offers identity theft protection and fraud monitoring services—and there's no annual fee.
Capital One Secured Card: This is another great option if you have good but not stellar credit (690-689) because it offers 0% interest rate on balance transfers until December 31st each year (after that it goes up to 12 months). There's also no annual fee and no foreign transaction fees when using this card abroad—which makes it perfect for travelers who want their money protected while they're away from home!
Conclusion
We hope this guide helped you find the right Capital One card for your needs. If you have any questions, please contact us and we’ll be happy to help!