Cash back credit cards are a great way to earn cash back on purchases. They're also a great way to build your credit score and get an extra boost in the form of rewards. We've compiled the top 10 cash back credit cards for 2019 (and beyond), so you can find one that works for you!
Capital One QuicksilverOne Cash Rewards Credit Card
Capital One QuicksilverOne Cash Rewards Credit Card
If you’re looking for a cash back card that will help you spend less, the QuicksilverOne is one of the best options out there. It offers 1.5% cash back on all purchases and 0% intro APR for 12 months on purchases and balance transfers, along with 0% intro APR for 12 months on balance transfers. There are no annual fees or foreign transaction fees (FAT) either! You can even apply for this card without having to leave your home country!
Citi Double Cash Card
The Citi Double Cash Card is a great card for customers who have a lot of spending to do and don't want to worry about paying interest on their credit card balances.
The rewards rate is only 2% on purchases, but there are no annual fees or foreign transaction fees with this card. And if you're looking for 0% intro APR for 18 months on balance transfers, this might be the perfect choice for your needs.
Citi Platinum Select Mastercard
The Citi Platinum Select Mastercard is a cash back card that doesn't have an annual fee. You'll earn 1 point for every dollar spent on the card, and you can redeem those points for travel, gift cards and more.
This rewards card also offers some other benefits:
No foreign transaction fees; if you make purchases abroad but don’t use this card for those transactions (or vice versa), there won't be any additional fees levied by your bank or credit union when you return home.
Higher limits than most other credit cards; this one allows up to $50K per year in purchases without incurring any additional charges beyond what the terms of its agreement with Citi require – which keep customers protected from fraud while allowing them access to more spending power than they might otherwise enjoy
Chase Freedom Unlimited
The Chase Freedom Unlimited card has no annual fee and offers 1.5% cash back on all purchases, which can be redeemed for statement credit or transferred to another participating card. You'll also get 3% cash back on up to $1,500 in combined purchases each quarter (2% at grocery stores), 1% everywhere else.
There are no rotating categories so every time you make a purchase with the Chase Freedom Unlimited card, it's going towards your cash back rewards balance—no more chasing down deals to earn those valuable points! And since it's American Express' oldest legacy personal finance product line still being offered today (the first iteration was released in 2003), this is one of few ways that people can still get access to what many consider "premium" rewards without having too much trouble getting approved for credit cards under their name or being turned down due out of concern about risk factors such as late payments or strong debt-to-income ratios
Wells Fargo Propel American Express card
The Wells Fargo Propel American Express card is a great option if you’re looking for a cash back credit card that will help you save money on your everyday spending. It gives 2X points for eating out and ordering in, 1X point for all other purchases, has no annual fee, and rewards are redeemable for cash, gift cards, travel and more.
The Wells Fargo Propel American Express Card has no foreign transaction fees so it makes sense to use this card when traveling overseas.
Bank of America Cash Rewards credit card
The Bank of America Cash Rewards credit card is a great option for those who like to redeem their rewards in the form of cash back. The card comes with no annual fee and allows you to earn 1% cash back on purchases. When you spend $500 in purchases within the first 90 days of account opening, you'll receive a bonus of $100 that can be used toward any purchase made with your card.
If there's one thing we all know about Bank of America, it's that they love having their customers use plastic—and they don't care if those customers are using their debit or credit cards (or both). This means that if you have this card in your wallet, chances are good that at some point throughout each month someone will want to use it for something other than paying off bills and making purchases online—and this could lead them into making mistakes when it comes time for them to make payments on bills later down the road
Barclays Arrival Premier World Elite Mastercard
The Barclays Arrival Premier World Elite Mastercard is a great choice for people who want to earn 2x miles on all purchases and receive 1.5x miles on all purchases made with no foreign transaction fees. You can redeem your miles for travel, gift cards or even cash back when you apply your rewards toward an eligible purchase in the first 90 days after approval.
The card has no annual fee and comes with its own travel portal where you can access information about flights, hotels and other experiences that are available at discounted rates with your Premier Card membership (like Hilton HHonors points). It's also got some nice perks like extended warranty protection as well as roadside assistance services if there's ever an issue while driving overseas—and since these are provided by Barclays Bank International instead of third parties like Hertz or Avis Budget Group do not apply to this card so keep that in mind before applying!
Discover it Cash Back Credit Card - 18 Month Balance Transfer Offer
The Discover it Cash Back Credit Card is a good choice if you want to earn rewards on all your purchases and don't feel like paying an annual fee. It offers a 5% cash back rate on all purchases, so if you spend $1,000 each month on regular-priced purchases (excluding monthly bills), then you'll get back $25 in rewards.
If that's not enough for you, they also have a limited time offer where they give out 5% cashback on all purchases with no balance transfers! This means that if your credit limit is $10k and there's no other reason why we shouldn't suggest this card to anyone else reading this post, then go ahead and apply now!
US Bank Cash+ Visa Signature Credit Card
US Bank Cash+ Visa Signature Credit Card
The US Bank Cash+ Visa Signature Credit Card is a great option for anyone looking for cash back rewards, but it's not the only one. The card has no annual fee and offers 4% cash back on two categories of your choice (up to $2,500), 2% cash back on one category of your choice (from $0 to $3,000), or 1% cash back on all other purchases. If you spend over $5,000 per month with this card, you can get an additional 5% off your purchases when redeeming points through the app.
AmEx Everyday Credit Card from American Express
No annual fee
Rewards are variable based on how much you spend, not just your credit limit
Rewards are automatically applied to your statement after the transaction is posted
You can redeem rewards for statement credits or gift cards at any time. You can also use them toward merchandise purchases at stores like Target, Walmart and Best Buy. If that's not enough for you, American Express also offers bonus points when signing up for their Bonuses program (more on this later).
You can earn cash back on credit card purchases
If you're a person who pays your bills on time, cash back credit cards are the best way to earn money. The first thing to remember about these cards is that they don't charge any annual fees and they give their users an opportunity to earn cash back on purchases made with their card.
If you use your credit card regularly and make only the minimum payments each month, then this could easily be worth $500+ in savings over the course of one year! That's several thousand dollars of free money—and if that sounds like too much money for someone like me who barely makes enough every month (or even less), there are other ways I've found through research and experience that allow me too save even more than what we currently have saved up from my previous job as an accountant."
Conclusion
We hope you’ve enjoyed this list of the best cash back credit cards on the market today. If you decide to apply for one, remember that each application has its own set of criteria and requirements, so be sure to check out our website or call us at 1-866-934-6636 for more information. We look forward to helping you find your next card!