Citi is the world's leading bank and financial services company, serving customers in more than 160 countries. With a history that dates back to 1914, Citi (NYSE:C) offers products and services through two main business units: Financial Services Group and Global Corporate & Investment Banking. The Financial Services Group includes consumer banking, credit cards, wealth management, asset management and private equity businesses; while Global Corporate & Investment Banking focuses on advisory services for corporations across industries including technology companies such as Amazon (AMZN).
Citi Rewards+SM Student Card
The Citi Rewards+SM Student Card is a good card for students because it has no annual fee, 1% cash back on all purchases and 2% cash back on gas, grocery and drugstore purchases.
The 3% cash back on travel includes airfare, hotels and vacation home rentals. You can also earn 4% cash back for dining out or entertainment like movies and concerts—and more if you spend more than $25 per month at select merchants like Amazon Prime Video.
Citi Rewards+® Card
The Citi Rewards+® Card gives you 2X points on travel and dining, 1X point on everything else. When you redeem your points for airfare, hotels, car rentals or cruises through Citi Price Rewind (the program that gives you 25% off of certain purchases), it'll be even more lucrative.
Citi Premier® Card
The Citi® Premier Card is the best travel credit card in the world. With it, you can get 5X points on purchases made directly with airlines and hotels, 3X points on all other purchases, and a complimentary Global Entry or TSA Pre✓ membership. This reward card also comes with no annual fee.
If you're looking for more than just a cash back rewards program, this is one of the best options available because it offers so many benefits beyond what most other cards offer:
24/7 customer service from Citi's dedicated call center
No foreign transaction fees (other than those charged by your bank)
No late fees or overlimit fees
Citi Diamond Preferred® Card
The Citi Diamond Preferred® Card is one of the most popular travel cards on the market. It has no annual fee and offers 5% cash back on dining and entertainment, 2% cash back at grocery stores and 1% on everything else. You’ll get 1.5% cash back on all purchases made with your card, which makes it ideal for people who shop at places like Target or Walmart (where you can get $1 off every $50 spent).
The best part? If you spend more than $4,000 in the first three months after opening your account, Citi will give away a $100 Amazon gift card! This is great news if you like buying stuff online (or if you want to buy something that costs less than $100).
Citi Double Cash Card – 18 month BT offer
The Citi Double Cash Card is an easy choice for anyone who wants to earn cash back on their purchases. The card doesn’t have an annual fee, and you can earn 1% cash back on all purchases—excluding US gas stations and US restaurants. Plus, you’ll get 1% cashback on the first $6,000 spent per quarter (up to $20,000 total). Then there are two categories: 2% cash back on payments made within your first 6 months of opening the account. So if you spend $1 million in 18 months with this card, then after those six months is up you'll be earning an extra 2%.
Citi Secured Mastercard®
The Citi Secured Mastercard® is a good card for people with bad credit. It has a lower interest rate than other cards and offers a credit limit of $300-$20,000. You can get this card without an annual fee and use it as your primary or backup credit line if you have trouble getting approved for other types of loans.
If you're looking for more options than just the Citi Secured Card though, we recommend checking out these alternatives:
Chase Slate® - This one comes with rewards like travel credits and cash back on certain purchases (like gas). Plus there's no annual fee!
Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®
The Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® is a great option for those who want to earn the most from their credit card balances. It offers a solid rewards rate, no annual fee and can be used at any travel-related merchant.
The card offers 1.5 miles per $1 spent on all purchases made by you or on your behalf with Mastercard merchants (excluding money orders), plus 2 miles per $1 spent with American Airlines purchases. If you make eligible American Airlines purchases within 60 days of opening the account, it will earn 60,000 bonus points after spending $3,000 in the first three months—an excellent welcome bonus that makes this one of our top picks!
CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®
The CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® is one of the most generous rewards cards on this list, offering 2x miles on all purchases and no annual fee. In addition to its generous benefits, it also comes with a 25,000 bonus mile offer after you spend $1,000 in purchases within the first 3 months of opening an account. The card has no foreign transaction fees or ATM withdrawal charges so it's easy for travelers to use when traveling abroad.
The best part about this card: You get 10% back when redeeming for airfare, rental cars and hotel stays through American Airlines' website or app (and more). If you've got a business trip coming up soon—or if you're planning on going somewhere else next year—this could be one of your best bets!
Costco Anywhere Visa® Card by Citi
The Costco Anywhere Visa® Card by Citi is a great choice for shoppers who want to earn cash back on their purchases. This card offers 1% cash back on all purchases, 2% at gas stations and restaurants and 3% on eligible travel purchases.
The annual fee is $0 for the first year. After that, it's going to be $55 per year or $65 if you apply for the Costco Rewards MasterCard® instead (which gives you access to 10% off your purchase at warehouses). You can also get this card for free if you sign up for auto-pay with your checking account or set up automatic payments through PayPal or another online payment service provider such as Chase QuickPay™ (only available in U.S.).
AT&T Access Card from Citi
The AT&T Access Card from Citi is a great option if you want to earn rewards on your wireless bill without paying an annual fee. This card also has no foreign transaction fees and gives 2X rewards on purchases made by using AT&T's network (1X for other purchases). Rewards can be redeemed for cash back, gift cards, or travel.
The card earns 2x rewards at participating merchants when you add value through a qualifying plan like the Red Plan or Blue Plus Plan. You'll earn 1x reward at other retailers where there are no qualifying plans in effect – so even though it doesn't have a high APR (12%), it will still provide some value with its ability to earn more than one point per dollar spent on wireless services alone!
You can choose from a lot of great credit cards from Citi.
Citi has a lot of great credit cards to choose from. They're all pretty similar, but they each have their own unique perks and features. For example:
The ThankYou® Preferred card comes with an annual fee of $0 for the first year and then $95 per year after that. This perk is worth it because it earns you 5x points on travel purchases (like hotels) when you pay with your Citi Card or Citi Credit Card rewards program; 2x points at restaurants; 1 point everywhere else; and no foreign transaction fees!
Conclusion
Citi offers a wide range of credit cards, making it easy for you to pick the one that suits your needs. Some of these cards may even earn you rewards or cash back for shopping at certain retailers! For example, if you’re looking for a no-fee card that gives you extra perks like travel benefits, then consider one of the following options: Citi Rewards+SM Student Card (up to $250 annual spend), Citi Rewards+ ® Card (up to $550 annual spend), Citi Premier® Card (up to $1,500 annual spend), or the list goes on…