10 Best Credit Cards

Credit cards are a great way to earn rewards, but they can be hard to understand. This is especially true if you're new to credit cards and don't know where to start. With so many options out there, it's important to research carefully before choosing one that fits your needs. In this post we'll cover 10 of the best credit cards on the market right now:

10 Best Credit Cards
10 Best Credit Cards

Chase Sapphire Reserve

The Chase Sapphire Reserve has an annual fee of $450, but there are plenty of reasons to get it. It gives you 3x points on travel and dining, 1x points on everything else, 50% more value when you redeem for travel (5X vs 2X), and $300 annual travel credit for any travel purchase. If that’s not enough to convince you to apply for this card, maybe the fact that it comes with a $100 credit toward Global Entry or TSA Precheck will do the trick!

So why should I choose this over other cards with similar benefits? Let me put it this way: if we could only have one card in our wallets...it would probably be the Chase Sapphire Reserve Card because there's no doubt about its usefulness—and its value doesn't go away when we don't use it anymore!

American Express Blue Cash Preferred

The Blue Cash Everyday card comes with a few different cash-back categories. You'll earn 1% cash back on all purchases, and you can earn an additional 0.5% if you use your card at U.S. supermarkets (up to $6,000 per year).

The Preferred Card gives you 3% cash back in two categories: 1) U.S. streaming subscriptions (like Spotify), 2) select department stores and gas stations that participate in the Shop & Earn program (which means some grocery chains are excluded). This means it's best to use your AmEx Blue Cash Preferred for things like Target or Walmart purchases instead of other places where it might not be as lucrative as using another credit card like Visa or Mastercard—especially since American Express has banned Amazon Prime Video from its platform!

American Express Platinum

The American Express Platinum Card is one of the best credit cards for frequent travelers. It offers a lot for its annual fee, including access to airport lounges and lounge passes, direct access to Amex Centurion Lounges, and more. However, it's not without downsides: while this card is excellent if you're looking to travel frequently or purchase expensive items like luxury cars or jewelry (the sign-up bonus alone will pay off the annual fee), there are some obvious drawbacks that could limit your wallet's flexibility.

One drawback is its high APR—20% on purchases (if you choose not to pay off your balance in full each month) but 0% introductory period after first use; no foreign transaction fees apply either!

Discover it Cash Back Credit Card

Discover it Cash Back Credit Card

The Discover it Cash Back Credit Card is a great option if you’re looking to earn some extra cash back on your purchases. It offers 2% cash back on all purchases, with no cap on how much you can earn and no annual fee either. In addition, you’ll also receive an additional 0.5% balance transfer bonus when you transfer at least $1,000 within the first 90 days of opening your account. Finally, this card is accepted by more than 75% of merchants so there's no need to worry about being declined at restaurants or elsewhere in life!

Chase Freedom Unlimited

The Chase Freedom Unlimited is another card that provides a good balance of rewards, with no annual fee and 1.5% cash back on all purchases. It also has an intro APR for 15 months on purchases and balance transfers—which means you can get 0% APR on both your purchases and balance transfers if you make at least the minimum payment every month. Additionally, there’s no limit to how much cash back you earn with this card; though most cards cap out at $1K per year (or $500 per quarter), the Chase Freedom Unlimited keeps going until your account hits $15K in spending.

Chase offers some other perks like travel credit insurance coverage and warranty extension coverage if something goes wrong with your purchase within 90 days after purchasing it from Capital One Financial Corp., Inc., which makes this one of our favorite cards among those who travel often!

Citi Double Cash Card

The Citi Double Cash Card is a great option if you're looking for an alternative to the Chase Sapphire Reserve. It has no annual fee, and it gives you 2% cash back on every purchase—1% when you buy and 1% when you pay. This card is great if your main focus is getting cash back rather than rewards categories like airline miles or hotel points.

The only downside of this card is that there are no bonuses at all; however, even without those additional perks it's still a great choice because of its high earning potential and low costs (no annual fee).

Citi ThankYou Premier Card

The Citi ThankYou Premier Card is a great option for anyone who wants to spend on travel and dining, but doesn't want to pay an annual fee. With this card, you'll earn 3x points on all purchases—including airfare purchased directly with the airline (1x point), car rentals (2x points), hotels, and restaurants (3x points). You'll also earn 2x points on entertainment services like cable TV and streaming video games/TV shows; 1x point on everything else.

In addition to these perks, the Citi ThankYou Premier Card also offers 50k bonus points after you spend $4K within first three months of opening your account!

Capital One Venture Rewards Credit Card

If you're looking for an intro credit card, the Capital One Venture Rewards Credit Card is a great option. This card gives you 1 point per dollar on your purchases and can be redeemed for travel options such as flights, hotels and rental cars. You also get a companion ticket benefit that allows you to add another person's flight or hotel stay when they are traveling with you—so long as both of your names are on the reservation! The annual fee is waived for the first year; after that it's $0 for all other years (and there's no foreign transaction fees).

There are no blackout dates or seating restrictions on this card; instead, it rewards users with points based on how much spend they make each month (1 point per $1 spent). These points can then be transferred into airline miles or hotel rewards programs like IHG Rewards Club at variable rates depending on what type of traveler you've become over time

These credit cards offer great rewards for your money.

When deciding which credit card is right for you, it's important to consider all of the features and benefits of each card. For example, some might offer a higher annual fee than others but still have similar rewards programs. Others may be more flexible in terms of how much debt you can carry on their cards and what APR they offer on those loans.

Below, we've highlighted some of the best rewards cards available today:


There you have it! Ten of the best credit cards in the world. We hope this list has given you some ideas for what kind of card might interest you. These are just our picks, though—so if there’s one we missed or if you have other suggestions, please let us know in the comments below!

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