If you're a credit card addict, then it's time to get some more. There are so many cards out there that are good for different situations and needs. Here is our list of top 10 best Mastercard credit cards:
Citi Simplicity Card - No Late Fees Ever
If you’re looking for a card that won't charge any annual fees, the Citi Simplicity Card is your best bet. The no-fee card offers 0% intro APR on purchases for 18 months and 0% intro APR on balance transfers for 18 months, both with no penalty APR. Plus, this card has an unlimited 1% cash back rewards program that pays out 3% cash back on all purchases automatically.
Citi Diamond Preferred Card
There are a lot of benefits to having this card, but it's also one of the best for people who don't have a very large credit score. The annual fee is waived for the first year, so you can get started without paying anything up front. If your score is low enough (if you've never had a credit card before), then this is an excellent option because it offers 5% cash back at gas stations and grocery stores—two areas where most people spend their money on food.
The 2% cash back on other purchases is great too because it means that if you're making $10k per month and use this card regularly, then every month will make up 10% of what's left in your pocket after paying off all other bills! As long as there are no foreign transaction fees involved with using this card abroad (which isn't common), then those extra few percentage points could make things much easier during travel times abroad when traveling internationally either domestically or overseas would be beneficial due to different currencies being used around the world today."
Citi Double Cash Card - 18 month BT offer
The Citi Double Cash Card is a great option if you’re looking for a credit card that has no annual fee and offers 2% cash back on all purchases. The card also offers 1% cash back when you buy, 1% cash back when you pay, and 0% intro APR on purchases for 18 months.
It’s important to note that this offer requires a $5K deposit at sign-up (which can be made via ACH transfer or check). You should also know that there is no foreign transaction fee with this card and there is no balance transfer fee either (in fact, it charges your account $0 every time money moves between accounts).
Blue Cash Everyday Card from American Express
The Blue Cash Everyday Card from American Express is a good option for those who want to earn cash back on their purchases. It offers an introductory APR of 0% on Purchases and Balance Transfers for 12 months, then a variable APR that ranges between 13.49%-24.49%.
The card’s rewards program includes 2% cash back at U.S. supermarkets (on up to $6,000 per year in purchases), 1% cash back at U.S gas stations and select restaurants, and 1% cash back on other purchases (up to $75,000 in combined spending per year). Plus, you can get up to 6% annual dividend if you keep your account open at least 12 months each year — which means that if you don't use the entire balance each month but still pay down some of it every quarter or so by paying off interest charges first then using any leftover funds toward new purchases made during future periods until all balances are paid off fully!
Chase Freedom Unlimited
Chase Freedom Unlimited is the card that pairs the best rewards with no annual fee. The 5% cash back on rotating categories and 1% on everything else, along with the bonus $150 after spending $500 in 3 months, make it a great choice for those who want to maximize their earnings.
It's also got an intro APR offer for 15 months with no foreign transaction fees. If you're looking for some extra help getting started on paying down debt or saving money every month, this could be just what you need!
Capital One Venture Rewards Credit Card
No annual fee
2x miles per dollar spent on all purchases
1x mile per dollar spent on other purchases (ex: gas station, grocery store)
Redeem miles for travel, cash back, gift cards and more
Uber Visa card
The Uber Visa card comes with no annual fee and offers 3% cash back on restaurants, 2% at grocery stores and 1% on all other purchases. For example, if you spend $1,000 in the first three months of owning this card (which isn’t a lot), then you could receive an extra $25 just for using it.
To get these bonuses, all you have to do is use the card at participating establishments during those three months.
The cash back is automatically applied to your statement after every purchase without any hassles or hoops to jump through! There are no foreign transaction fees either which makes it easy for traveling abroad as well as shopping online or using mobile apps like Apple Pay or Android Pay directly from your phone when traveling outside North America
Chase Sapphire Preferred Card
The Chase Sapphire Preferred Card is your go-to credit card if you're looking for a card that can earn points on everything. You'll get 2x points at restaurants and gas stations, 1 point per dollar spent everywhere else, and even more when you redeem your rewards for travel. There are no foreign transaction fees, so it's easy to take advantage of this card abroad without paying international ATM fees. Plus, the sign-up bonus is 50,000 bonus points after you spend $4,000 in the first 3 months—that's enough for two round trips anywhere in the world!
Wells Fargo Propel American Express® card
The Wells Fargo Propel American Express® card is a great option for anyone who wants to earn rewards. You’ll get 5% cash back on gas, grocery and drugstore purchases for the first $6,000 in combined purchases each year—plus 3% cash back on restaurant and travel purchases. There's no cap on how much you can earn with this card either!
The Wells Fargo Propel American Express® Card also comes with a host of other perks:
No annual fee
Earn 1% cash back on every purchase — all other purchases will earn 1%.
Enjoy 0% introductory APR for 12 months then 13.99% - 21.24%, depending on your creditworthiness (the lower your score, the higher rate you'll pay).
Discover it® Cash Back
Discover it® Cash Back is a no-annual fee card that offers 1.5% cash back on all purchases, as well as 2% at restaurants and gas stations. There's also an extra bonus of double the cash back at the end of the first year!
If you're looking for a simple credit card with straightforward rewards, this one is for you.
Mastercard provides multiple cards that can serve your needs.
The Mastercard credit cards are a great option for those who have good credit and want to own one of their own. If you have bad credit, you might want to consider a secured card instead. That way, if your balance goes past 30% of your available limit, the bank will give you an overdraft fee of $35 per transaction (or $5 per day).
The following are 10 best Mastercard credit cards:
The Chase Sapphire Reserve Card is one of the most popular luxury cards on the market today because it offers some pretty amazing perks at an extremely high price point. For example: Purchase protection up to $850 per claim; Extended Warranty; Travel Accident Insurance; Auto Rental Loss Damage Waiver coverage; 24/7 roadside assistance via phone or text message when traveling abroad
Conclusion
While there are many options available when it comes to credit cards, we have gathered the best ones for you. We hope this article has helped you decide which card is right for your needs. If not, please leave a comment below and let us know what else would help!