In this day and age, it's important to have a credit card that can help you get ahead. That's why I've put together this list of the best Visa credit cards available in 2019. They're all rated 4 out of 5 stars on WalletHub, which means they offer great benefits, rewards and features at an affordable price point.
Chase Freedom Unlimited
The Chase Freedom Unlimited card is one of our top picks for a no-annual-fee, low-limit credit card. It offers 1.5% cash back on every purchase, automatically—that's the highest cash back rate we've seen in this category—and you can earn up to $150 when you spend $500 within your first 3 months of opening an account.
The downside? You'll need to pay an annual fee of $0 and carry a balance as long as you're not making much use of other cards (or have a high income). If that sounds like something else you're interested in trying out, check out our guide on how to maximize your credit score!
Chase Sapphire Preferred Card
The Chase Sapphire Preferred Card is a great choice if you're looking for a card that offers 2X points on travel and dining. You'll also get 5% back in credit toward your travel purchases, which can be redeemable at any time.
Because this card doesn't charge an annual fee, it's perfect for people who don't travel very much or don't plan on doing so in the next year or two.
Capital One Venture Rewards Credit Card
5x miles per dollar spent on all purchases
No annual fee for the first year, then $95
Miles don't expire as long as you have activity once every 18 months; they can be redeemed for a statement credit or gift card
Bank of America Travel Rewards Credit Card
The Bank of America Travel Rewards Credit Card is a good card for those who travel frequently and want to earn rewards quickly. It's also a good choice for people who like the idea of having no foreign transaction fees, since many other cards charge you when you use them outside the United States.
This card has an annual fee of $0 intro APR on purchases, which means that if you make a purchase with this card in its first 12 months, there will be no annual fee charged at all (although there may still be an introductory APR). If it does come out to more than $0 per year after 12 months pass by without making any additional purchases with your new purchase history established through this credit line then then annual fee will kick in again but only until late 2020 when it returns back down at $0 again despite having already paid off its original cost entirely within one year period which makes sense because banks don't want anyone abusing their privileges too much so they put restrictions on how often someone can redeem their miles towards travel expenses as well as other things like signing up for automatic recurring payments via autopayments instead just paying every month automatically without thinking twice about whether or not they really need another purchase right now!
Citi Double Cash Card - 18 month BT offer
The Citi Double Cash Card - 18 month BT offer is a cash back credit card that can be used in multiple ways. You'll earn 2% cash back on purchases and 1% cash back on everything else, including travel and shipping.
The card also comes with an introductory 0% APR promotion, so you won't have to pay interest until your balance hits $0. If you want to apply for this card, you'll need to be approved through [Link removed] or [Link removed].
Citi Rewards+ Card
The Citi Rewards+ Card is one of the best deals in our list because it has no annual fee and offers 2% cash back on purchases at supermarkets and gas stations, 1% cash back on all other purchases. It also gives bonus rewards at the end of your first year (up to $200). And if you're going to travel abroad with your visa credit card, this one's got zero foreign transaction fees.
Blue Cash Everyday Card from American Express
The Blue Cash Everyday Card from American Express is a no-annual-fee card that gives you 3% cash back at U.S. supermarkets, up to $6,000 per year in purchases (then 1%). Then 2% cash back on gas and select department stores. Plus you can earn an additional 10% on your purchases with this card at US restaurants—but only if you have the Blue Cash Preferred Card from American Express.
The best part about this card is its low APR: 19.24%. That's much lower than most other credit cards!
Wells Fargo Propel American Express card
The Wells Fargo Propel American Express card has some of the best rewards in the market. The no annual fee and 5x points on travel and dining, 3x points on gas, grocery and drugstores—and 1x point everywhere else make it a great option for frequent travelers.
There are also 20% bonus points when you redeem your rewards. If you're planning to use your card regularly for travel expenses or other purchases that fall under their 4 airline partners (American Airlines, British Airways, Southwest Airlines & United Airlines), then this is probably going to be one of your best options when it comes down to choosing between Visa & Mastercard credit cards because they offer more value than Chase Slate & Citi Forward respectively.
Bank of America® Cash Rewards Credit Card
If you're looking for a no-annual-fee card with a rewards program that offers cash back, the Bank of America® Cash Rewards Credit Card is worth a look. It's got all the benefits of other cards on this list: 0% APR for 12 months on purchases and balance transfers, no foreign transaction fees and no annual fee. But it also has one more perk: if you spend $1 million in three months (or five years), your credit limit will be increased by $10 million!
The best part about this card is its generous rewards program. You earn 1 point per dollar spent everywhere—at restaurants, gas stations and even grocery stores (where 1 point equals $0.01)—and can redeem those points as cash back or gift cards to retailers like Amazon or Whole Foods Market. The only downside? You'll have to put up with some annoying ads every time you swipe your card at checkout kiosks or make an online purchase from one of these participating merchants; but hey—it's still better than nothing!
USAA Rate Advantage Visa Platinum® Card
USAA is a financial services company that offers credit cards, checking accounts and other financial products. The USAA Rate Advantage Visa Platinum® Card has no annual fee and has a low APR. It also doesn't charge any foreign transaction fees if you're making purchases outside the United States.
The cardholder receives one point for every dollar spent on eligible net purchases made with the card at participating merchants worldwide. Rewards can be redeemed for cash back or used toward other categories of merchandise at any time through the USAA Rewards Center in partnership with American Express (dining, travel & entertainment).
You can save yourself money and earn rewards by choosing a credit card that's right for you.
Choosing the right credit card can save you money and help you earn rewards. But it's important to choose a card that fits your lifestyle, so here are some tips for finding the perfect match:
Choose a card with an annual fee of less than $100. Some cards have annual fees as low as $25 or $50, but these may not offer anywhere near enough value for the amount of money they charge. If possible, aim for one with an annual fee below $80 so that you don't end up paying more than necessary each year just because there's no other option available (for example).
Choose one with no foreign transaction fees (FTF). Some major banks charge customers who use their debit or ATM cards abroad but don't have sufficient funds in their accounts at home—and those charges add up quickly! Before applying for any new account at all, check whether FTFs apply; if they do get rid of them immediately by finding out what percentage they're charged by whichever bank offers that product line first before making any decisions whatsoever ever again please do not hesitate contacting me directly via [email protected]
Conclusion
We hope we’ve given you some insight into which credit cards are best for your needs and budget. If you have any questions about our picks, feel free to reach out to us at [email protected]. We’re happy to help!